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Where integrity meets business capital, simplified


Over 10 years, we've funded over $500 million for small and mid-size businesses in the United States and Canada.


We offer a full spectrum of products tailored to suit each individual  business.


With our streamlined process, funds can be available within hours.


Money stack


Term Loans

A predictable product that is paid back at fixed intervals - with interest - over a set period of time.

Time to Fund: 1-5 business days 

SBA 7a Loans

A cost effective product for both established businesses that have a clear growth path or for startups that have collateral available and ample experience within their trade.

Time to fund: 22+ business days

Lines of Credit

An unsecured financial product that gives access to a preset funding amount of working capital that can be used "on demand" as frequently as needed. This allows borrowers to only pay for what they need with zero maintenance fees. 

Time to fund: Within 24 hours

Merchant Cash Advance

An unsecured no frills working capital product for businesses that just need the opportunity to grow or require funds in a pinch.

Time to Fund: 2-24 hours


Over-leveraged from multiple cash advances?  Free up cash flow by taking advantage of a reverse consolidation and lower the amount you pay weekly by 30-50%.

Time to Fund: 


Complete the Application

Our streamlined process is designed to be completed in just minutes.

Get a Decision

Work with an expert loan advisor to choose the best option for you.

Receive your Funds

Sign your contract and get funds as soon as the same day.



As your lending partner, out perpetual mission is to position each client on a long term path of sustainable working capital while making sure their immediate business needs are met. We pride ourselves on offering a full spectrum of products that provide a growth map for upward lending capability while allowing our clients to focus on what's most important - their business. 

I’ve worked with many brokers over the years and let me tell you.. look no further! These guys are the absolute best! Upfront, honest, and always come back with the best approval. Most importantly to me, I trust them.

John Gretna, Gretna Plumbing

I can't thank Kristylee enough! I am a new build construction company that traditional banks look the other way to. She has helped me grow my business with multiple funding sources including SBA, by having the connections and working with me closely to ensure all of the deals went through. I not only consider CapGap my source of lending but also a true partner to help my business get to the next level. 

Eric Strong, Growing Stronger Housing

I have been working with CapGap for over a decade for all of my lending needs and happily made the right choice to pick them to be my lending partner.. They understand my business through and through and always have the right option whether I need capital the same day for an inventory purchase or next month for a large project. They are always there when I need them! 

Kimberly Bonafede, Kitchens and Baths by K.A.B. LLC



For more info

our address

333 Littleton Rd Suite 301

Parsippany NJ 07005


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